SEPA Direct Debit - allows you to regularly automatically withdraw money from the payer's account and deliver it to the recipient. The recipient requests funds from the sender based on a contract. It usually takes two or three business days.

SEPA Credit - a standard credit transfer with the obligatory addition of IBAN (International Bank Account Number) and for some transactions BIC (bank identification code) for payment authentication and correct receipt of money. Usually takes one business day.

SEPA Instant - the fastest SEPA transfer method. To transfer, it is necessary that the recipient's and sender's accounts accept this type of payment. It is carried out directly from the issuing bank to the receiving bank 24/7, so the transfer takes only a few seconds.